Verified partner
PST.NET
Virtual card issuance platform specializing in trusted VCCs from US/EU banks with premium BINs, built for affiliate marketers, media buyers, and businesses needing reliable ad payments on Facebook, Google, and TikTok without risk of payment bans.
2024
Founded · Victoria, BC
$7–10
Per card
~1 min
Card issuance
AFFWORLD26
Promo code
Platforms — 4
Web DashboardMobile AppVirtual Cards3D-Secure
About the service
Virtual cards built for ad-spend reliability
PST.NET is a virtual card issuance platform specializing in trusted VCCs (Virtual Credit Cards) from US/EU banks with premium BINs, operated by PSTNET Finance Corp (Victoria, BC, Canada). It is designed primarily for affiliate marketers, media buyers, and businesses needing reliable payments for advertising and online shopping while avoiding risk payment bans.
Cards support 3D-Secure, come in multiple specialized types dedicated for Facebook, Google, and TikTok, and offer high success rates thanks to built-in decline/success monitoring tools. The service emphasizes no-KYC for small spends initially, full eKYC/AML compliance for larger volumes, and strong team collaboration features.
Score breakdown
Detailed performance metrics
8.9/10
Ad-payment success rate
9.3
Card issuance speed
9.6
Fees & transparency
8.7
Team & reporting tools
8.9
Compliance & security
9.0
Pros
✓Specialized cards for major ad platforms with excellent success rates
✓0% fees on many operations (transactions, declines, withdrawals)
✓3% ad cashback + free cards in Private plan
✓Fast issuance and crypto top-ups
✓Team collaboration tools and detailed reporting
✓3D-Secure support and premium BINs
✓Mobile app and user-friendly interface
✓Transparent pricing and strong compliance (Sumsub eKYC)
Cons
✕Monthly maintenance fees after the first month on standard plans
✕Top-up commissions can be high for small volumes/retail users
✕Restricted in many countries (geo-blocking)
✕Full KYC required for larger spends/higher limits
✕Not ideal for very small testing budgets due to fees
Platform support
Web dashboard, mobile app, and ad-platform integrations
Cards are issued and managed via the web dashboard (app.pst.net) or the Android/iOS mobile app. Balances can be topped up via crypto (USDT, BTC, and others) or wire transfer, with direct integration into Facebook Ads, Google Ads, and TikTok Ads, plus team tools for financial control and reporting.
Pricing — 2
$7–10/card
Standard card issuance
+$7/mo maintenance · top-up fee 2–10%
PST Private
Private plan
100 free cards/mo · 3% ad cashback · 0% key fees
Standard cards cost roughly $7–10 to issue plus a $7/month maintenance fee after the first month, with top-up commissions of 2–10% depending on plan and volume. The PST Private plan drops many fees to 0%, includes up to 100 free cards per month, and pays 3% cashback on Facebook/Google/TikTok ad spend. Use promo code AFFWORLD26 at checkout for a discount.
Supported use cases — 5
Facebook / Google / TikTok ad paymentsOnline shopping & subscriptionsAffiliate marketing & media buyingTeam / enterprise ad spend managementGeneral secure online transactions
Prohibited — 5 types
Gambling, betting, lotteries (MCC 7995, 7800, etc.)Money transfers, quasi-cash, brokerage/stock tradingDating / escort services, massage parlorsIllegal or high-risk activitiesAML/KYC or platform restriction violations
Editorial review
Our verdict on PST.NET
8.9
AffMarketing score
PST.NET stands out as one of the stronger virtual card providers tailored specifically for affiliate marketers and media buyers. Its combination of specialized BINs, 3D-Secure cards, zero fees on key operations, and a generous Private plan — free cards plus cashback — makes it highly practical for running ads on Meta, Google, and TikTok without constant ban worries.
While retail users may find fees a bit steep for tiny tests, teams and consistent spenders get excellent value and reliability. Strong Trustpilot and G2 ratings back up what the feature set promises: dependable ad payments with fast issuance and solid compliance behind the scenes.
CONCLUSION
Overall, PST.NET is a solid, transparent choice in a competitive niche — definitely worth trying if you need dependable ad payments. Use promo code AFFWORLD26 at checkout for a discount.
Frequently asked questions
How quickly can I get a card?
Your first virtual card is issued in about 1 minute after signup and deposit.
Is KYC required?
No KYC is needed for the first card or small spends (under $500 in some cases). Full eKYC/AML verification is required for larger volumes.
What payment methods can I use for top-up?
Top-ups are supported via cryptocurrencies (USDT, BTC, and others) and wire transfers.
Are the cards good for Facebook/Google Ads?
Yes — PST.NET offers dedicated card types for Facebook, Google, and TikTok with decline/success monitoring to minimize risk payment issues.
How does the Private plan work?
The Private plan offers better top-up rates, up to 100 free cards per month, 3% cashback on ad spend, and unlimited card issuance.
What support and availability does PST.NET offer?
Support is available via the web dashboard and mobile app. The service is restricted in many countries due to geo-blocking, so check availability before signing up.
User reviews
What affiliates say about PST.NET
How it works
Instant virtual cards with built-in success monitoring
Sign up, deposit, and receive your first virtual card in about a minute. PST.NET issues 20+ card types drawn from a large pool of proprietary BINs, each backed by decline/success monitoring so you can quickly spot and replace cards that are underperforming on a given ad platform.
Who it's for
Affiliate marketers, media buyers, and ad-spend teams
Affiliate marketers and media buyers running paid campaigns on Facebook, Google, and TikTok who need dedicated, ban-resistant payment cards. Teams and agencies managing ad spend across multiple accounts with centralized reporting. Online shoppers who want a secure 3D-Secure card for general subscriptions and purchases.
Private plan
Up to 100 free cards and 3% ad cashback
Consistent spenders can upgrade to the PST Private plan, which drops many standard fees to 0%, includes up to 100 free cards per month, and pays 3% cashback on Facebook, Google, and TikTok ad spend — turning ad payments into a source of recurring value rather than a pure cost center.
Compliance
No-KYC start, full eKYC/AML for scale
Small spends can begin without KYC, but PST.NET applies full eKYC/AML verification (via Sumsub) once volumes or limits increase. Certain merchant categories — gambling, money transfers, brokerage, and adult services — are excluded under the platform's terms regardless of KYC status.
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